M&FB  
PRODUCTS & SERVICES
    We offer the following products:
  • Individual Checking (no fees!)
  • Business Checking
  • 24 Hour ATM
  • 24 Hour Telephone Banking
  • Free E-Banking and Bill Pay
  • Interest Bearing Accounts: Regular Savings*
  • Interest Bearing Accounts: NOW Account*
  • Interest Bearing Accounts: Money Market Account*
  • Safe Deposit Boxes
    We offer the following services:
  • Money Orders
  • Wire Transfer
  • Photocopying
  • Fax Services
  • Notary Service
  • Check Printing Service
ALL TRANSACTIONS RECEIVED AFTER 2:00 PM ARE CREDITED THE NEXT BUSINESS DAY
Customer Service
Products & Services
General Lending Services
Deposit Rates
Privacy Policy
Important Disclosures
E-Banking
Contact Us
Security Reminders
Request Information
Individual Checking
NO FEES
$50 minimum opening balance

Business Checking

Must maintain a $300.00 Minimum Average Monthly Balance or
$1,000.00 Average Balance in Savings, NO FEE

Monthly service charge, $7.00
(if minimum balance requirement is not maintained)

24 Hour ATM

Automated Teller Machines are available at all Merchants & Farmers Bank locations. Use of these machines is at no charge when using your Merchants & Farmers Bank ATM card. You can access your acounts nationwide through the SHAZAM and CIRRUS networks. MasterCard and Visa cash advances are also available.

Transactions (transfers or withdrawals)
not at a Merchants & Farmers Bank ATM, $1.00

Replacement ATM Card, $5.00

Replacement Debit Card, $10.00

Personal Indentification Number (PIN)
Replacement or Change, $2.00

For after hours assistance with lost or stolen cards,
please call Shazam at 1-800-537-5427

For more information, please refer to our brochure
"Information about Electronic Funds Transfers"

24 Hour Telephone Banking

Please contact a customer service representative at any of our locations for current information or with any questions you may have.

Free E-Banking and Bill Pay

Click on the E-Banking link to the right for more information.

Interest Bearing Accounts: Regular Savings*

$200.00 minimum opening balance

Must maintain a Minimum Average Quarterly Balance of $200.00, NO FEE

Quarterly Service Charge, $7.00
(if minimum balance requirement is not maintained)

Fee for withdrawal in excess of 12 per quarter, $7.00

The minimum balance fee for savings accounts is waived for qualified account holders. These include primary account holders 60 years of age and older, children under the age of 18, college students, civic organizations and not for profit organizations.

Interest Bearing Accounts: NOW Account*

$1,000.00 Minimum Opening Balance

Must maintain a Minimum Average Daily Balance of $1,000.00, NO FEE

Monthly Service Charge, $10.00
(if minimum balance requirement is not maintained)

Unlimited Check Writing

Interest Bearing Accounts: Money Market Account*

$2,500.00 Minimum Opening Balance

Must maintain a Minimum Average Daily Balance of $2,500.00, NO FEE

Monthly Service Charge, $12.00
(if minimum balance requirement is not maintained)

6 withdrawals per month

Fee for each withdrawal over 6 per month, $15.00

Safe Deposit Boxes

Inquire at each location for annual rental fees and sizes available.

Money Orders

$2.00 Each

Wire Transfer

This service available to Merchants & Farmers Bank customers only.
$15.00 Outgoing
$15.00 Incoming

Notary Service

Notary service provided to customers at no charge.

Check Printing Service

Check printing services are available. Fees may vary with quantity and style.
*Interest rates are subject to change at any time at bank's discretion




Salisbury ~ Fayette ~ Columbia ~ Hardin MO
Member FDIC ~ Equal Housing Lender
© Copyright 2000 - 05 ~ Merchants & Farmers Bank
All Rights Reserved Worldwide ~ www.merchantsandfarmers.net

Missouri bank, columbia bank, fayette bank, hardin bank, salisbury bank is an independent bank with free checking, checking, savings in columbia salisbury fayette mid-missouri and missouri locations. independently owned bank with banks and financial institution in locations to serve your home loan, loan, consumer loan, real estate loan, mortgage, home-owned, deposit, interest rate CD and certificate of deposit needs.