Personal Banking

OUR BUSINESS DAY NOW ENDS AT 5:00 PM CENTRAL TIME - MONDAY -FRIDAY

 

Personal Checking

No Monthly Service Charge
$50.00 Minimum Opening Balance
Unlimited check writing 

Interest Bearing Checking Account *

$1,000.00 Minimum Opening Balance
Must maintain a Minimum Average Daily Balance of $1,000.00 to avoid service charge.
Statement Cycle Service Charge, $15.00 (if minimum balance requirement is not maintained)
Unlimited Check Writing

Money Market Account (Interest Bearing Account)*

$2,500.00 Minimum Opening Balance
Must maintain a Minimum Average Daily Balance of $2,500.00 to avoid service charge.
Statement Cycle Service Charge, $15.00 (if minimum balance requirement is not maintained)
6 Withdrawals per statement cycle
A Per Debit Charge for each withdrawal in excess of 6 per statement cycle, $20.00

 

Regular Savings (Interest Bearing Account)*

$200.00 Minimum Opening Balance
Must maintain a Minimum Average Daily Balance of $200.00 to avoid service charge
Statement Cycle Service Charge, $10.00 (if minimum balance requirement is not maintained)

A Per Debit Charge for each withdrawal in excess of 6 per statement cycle, $10.00

Junior Savings (Interest Bearing Account)*

** The Primary Account Holder must be below the age of 18.
No Monthly Service Charge
No Minimum Balance Requirement
A Per Debit Charge for each withdrawal in excess of 6 per statement cycle, $10.00.

Silver Savings (Interest Bearing Account)*

** The Primary Account Holder must be at least 55 years of age.
No Monthly Service Charge
No Minimum Balance Requirement
A Per Debit Charge for each withdrawal in excess of 6 per statement cycle, $10.00

 

CDs & IRAs (Interest Bearing Accounts)*

We offer a variety of CD and IRA accounts
Please contact a bank representative for more information
Current rates for these accounts are shown under the rates tab on this website

 

Loans*

We offer residential, farm, vehicle, commercial, and personal loans.
Please contact a loan officer at any of our locations for more information and current rates

*Interest rates are subject to change at any time at bank’s discretion.
** As defined in Account Disclosures

For additional terms and conditions on any account, please contact a bank representative.

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