Personal Banking

ALL TRANSACTIONS RECEIVED AFTER 2:00 P.M. (Central Time) ARE CREDITED THE NEXT BUSINESS DAY

 

Personal Checking

No Monthly Service Charge
$50 Minimum Opening Balance
Unlimited check writing 

Interest Bearing Checking Account *

$1,000 Minimum Opening Balance
Must maintain a Minimum Average Daily Balance of $1,000 to avoid fee
Monthly Service Charge Fee, $10.00 (if minimum balance requirement is not maintained)
Unlimited Check Writing

Money Market Account (Interest Bearing Account)*

$2,500.00 Minimum Opening Balance
Must maintain a Minimum Average Daily Balance of $2,500 to avoid fee
Monthly Service Charge Fee, $12.00 (if minimum balance requirement is not maintained)
6 Withdrawals per month
A Per Check Charge Fee for each withdrawal over 6 per month, $15.00

 

Regular Savings** (Interest Bearing Account)*

$200.00 Minimum Opening Balance
Must maintain a Minimum Average Daily Balance of $200.00 to avoid service charge fee
Quarterly Service Charge Fee, $7.00 (if minimum balance requirement is not maintained)
12 withdrawals are allowed per quarter, $7.00 service charge fee for each withdrawal in excess of 12

**The minimum balance fee for savings accounts is waived for qualified account holders.  These include primary account holders 60 years of age and older, children under the age of 18, college students, civic organizations and not for profit organizations.  Maximum withdrawal limit still applies.

 

CDs & IRAs (Interest Bearing Accounts)*

We offer a variety of CD and IRA accounts
Please contact a bank representative for more information
Current rates for these accounts are shown under the rates tab on this website

 

Loans*

We offer residential, farm, vehicle, commercial, and personal loans.
Please contact a loan officer at any of our locations for more information and current rates

*Interest rates are subject to change at any time at bank’s discretion.

Back to Top